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RouteOne Trade Finance

Capital for every stage of the trade.

Finance for importers, exporters, manufacturers and contractors. We pay your suppliers, fund your stock and invoices, and see each deal through to settlement.

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Built for
  • Importers
  • Exporters
  • Manufacturers
  • Distributors
  • Commodity Traders
  • Government & Private Contractors
The Story of One Import

How an import facility works

An illustrative import: US$2 million of generating sets from a supplier in China, with 90% of the invoice funded. Follow the goods, the money and our security from order to repayment.

  1. Stage 01OrderFacility agreed
    Documents of title
    Not yet issued
    The goods
    In production
    The money
    No capital drawn yet
    Our security
    Facility documented and security agreed
    Capital outstandingUS$0
    01 · Order

    You agree the purchase

    You contract with your supplier for US$2 million of generating sets. We verify the supplier, the goods and the buyers you will sell to, and any import registration your market requires is completed.

  2. Stage 02Supplier paidCapital drawn
    Documents of title
    Held to RouteOne’s order
    The goods
    Loaded and shipped
    The money
    US$1.8 million drawn
    Our security
    Original negotiable bills of lading, held to RouteOne’s order
    Capital outstandingUS$1.8m
    02 · Supplier paid

    Your supplier is paid

    Against the shipping documents, US$1.8 million, 90% of the invoice, is paid to your supplier under the facility. You pay the remaining US$200,000.

  3. Stage 03In transitAt sea
    Documents of title
    Held to RouteOne’s order
    The goods
    At sea
    The money
    US$1.8 million outstanding
    Our security
    Documents of title and marine cargo insurance
    Capital outstandingUS$1.8m
    03 · In transit

    Title is held at sea

    While the cargo travels, the bills of lading stay under RouteOne’s control and the cargo insurance is assigned under the facility.

  4. Stage 04SoldProceeds collected
    Documents of title
    Released for clearance, on the facility conditions
    The goods
    Cleared and delivered to your buyers
    The money
    Sale proceeds collected
    Our security
    Controlled collection account
    Capital outstandingUS$1.8m
    04 · Sold

    You clear and sell the goods

    On arrival, the documents are released so the goods can be cleared, on conditions set in the facility. Your buyers pay into a controlled collection account.

  5. Stage 05RepaidRepaid in full
    Documents of title
    Released
    The goods
    With your buyers
    The money
    Repaid in full
    Our security
    Released
    Capital outstandingUS$0
    05 · Repaid

    The facility is repaid

    On the agreed maturity date, the US$1.8 million is repaid in full with the cost of capital and any charges set out in the term sheet.

Illustrative. Advance rate, tenor (typically 60 to 180 days for imports) and pricing are set for each transaction at approval. Every facility is subject to due diligence and credit approval.

Discuss an Import
Facility Finder

Which facility fits your trade?

Pick the statement closest to where you are, and we'll show you where to start.

60–180 days
Start with

Import & Supplier Payment Financing

We pay your supplier and hold the bills of lading while the goods travel to you.

Talk to Sales

A starting point only. Every facility is structured per transaction and subject to due diligence and credit approval.

Why RouteOne

What RouteOne gives your business

Finance shaped around the trade in front of you, not a fixed product. One partner from structure to settlement.

Discuss a transaction

Capital set by the deal

Each transaction is assessed on its own merits, alongside your business, its counterparties and the goods.

Terms set for each trade

Advance rate, tenor and pricing are agreed for each transaction, with tenor matched to the trade cycle.

One counterparty, structure to settlement

RouteOne structures the transaction, connects it to capital, arranges payment to your supplier, converts the currency and collects the proceeds.

Common questions about RouteOne

What does it cost?

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Why does the first facility take longer?

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How large can a facility be?

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How is our trading history assessed?

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What should we send with an enquiry?

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I am a broker or freight forwarder. Can I introduce a client?

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Have a client with a trade to fund?

Introduce a ClientDiscuss a Transaction

Trade brokers, intermediaries and freight forwarders: introduce a client with a trade to fund, and we'll work with you from assessment through to settlement.

Start a Conversation

Tell us about the transaction.

A member of the RouteOne team will review your enquiry and contact you to discuss whether and how it can be structured. An enquiry is not an application and commits you to nothing.

  1. 1We review the enquiry and contact you.
  2. 2We discuss the transaction and whether it can be structured.
  3. 3If it can, due diligence begins through a secure channel.

Finance a transaction

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